The term "consumer bankruptcy" refers to the situation that many debtors fall into when debts outstrip their ability to repay. Davis Law Firm, with law offices in San Antonio, El Paso, Waco and other south Texas locations, offers free consultations to consumers facing overwhelming debt that has gotten out of control.
Consumer debt typically includes one or more of the following:
- Credit card debt and other revolving credit sources
- Installment payment plans on furniture, boats and other large assets
- Car loans, motorcycle loans, boat loans
- Second mortgages, home equity loans
- Vacation payment schemes
- Student loans
- Unpaid back taxes
- Small business loans gone bad
- Personal loans from family and friends
Filing For Bankruptcy - Helping Consumers with Credit Counseling and Debt Alternatives
If you are struggling to keep your head above water in the face of crushing consumer debt, you may be wondering whether bankruptcy is right for you. Should I file for bankruptcy and how would it help? How might it hurt? Do you have viable alternatives? If you do decide to file bankruptcy, what should you do now to get your ducks lined up in a row, so to speak, and prepare to meet your bankruptcy trustee?
Davis Law Firm can help you answer these questions and get real solutions in place to:
- Stop credit card bill collector harassment
- Stop payday loans
- Stop robbing Peter to pay Paul in your personal finances
Although declaring bankruptcy is increasingly common for ordinary consumers, it is not a step to be taken lightly. Many clients of Davis Law Firm have found true debt relief through Chapter 7 or Chapter 13 bankruptcy. Many others who requested free consultations with our Texas bankruptcy lawyers determined for themselves that bankruptcy was not the most appropriate remedy to their consumer debt problems. Some found relief through debt settlement agreements with creditors.
Filing For Bankruptcy Chapter 7 and Chapter 13
We will gladly meet with you and help you discover the best way to get back on your feet financially. Bankruptcy may be the answer that you seek — and it is most likely much less traumatic than you may expect. Contact our law offices to schedule a free consultation with a bankruptcy attorney who can advise you appropriately to your individual financial circumstances wherever you are: