Articles
TEXAS-SIZED EXEMPTIONS PROTECT YOUR PROPERTY IN BANKRUPTCY
If you are considering filing for bankruptcy, you may be hesitant, because you have heard that you lose your property. Although some property may be sold in Chapter 7 bankruptcy, most of your important property is protected by bankruptcy exemptions. The only …
SAN ANTONIO BANKRUPTCIES UP IN NOVEMBER 2012
With the Great Recession now “officially” behind us, a lot of the public commentary is focused on how Americans’ financial situations are slowly, but surely, improving. As nice as it sounds, this isn’t the case for everybody. Too many households …
MEDICAL DEBT RESPONSIBLE FOR INCREASING SHARE OF TEXAS BANKRUPTCIES
It is a sad and unfortunate truth that medical expenses have skyrocketed over the last several years. So many people have lost their jobs – and thus their health insurance – during the recession has only made matters worse. many …
DON’T BE AFRAID OF BANKRUPTCY
Filing for bankruptcy is never an easy decision to come to. Most of us see it as a last resort to all of our financial troubles and the coward’s way out. This is absolutely untrue. Bankruptcy is nothing to be …
DEBT COLLECTOR TO PAY $1 MILLION IN FTC SETTLEMENT OVER TEXT MESSAGES
A debt collection firm recently agreed to pay $1 million in civil penalties. The settlement was to settle allegations that a debt collector sent illegal and deceptive text messages to borrowers. Consumer protection advocates viewed the case with interest because it …
BEWARE OF DEBT SETTLEMENT COMPANIES AND UPFRONT FEES
Abusive and illegal conduct by companies claiming they can settle your debt in return for up-front fees is not the stuff of urban legend. Such conduct is a nightmarish reality for thousands of people in Texas and across the country. …